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Retail Tab

Retail Tab
1

Bank Fee

1. Bank Fee
Default fee that a bank charges.
2

Bank Fee to APR

2. Bank Fee to APR
Check this if the bank fee in #1 is to be rolled to the APR.
3

Single Interest Premium

3. Single Interest Premium
Default single interest premium fee (VSI) that a bank charges
4

Single In Premium to APR

4. Single In Premium to APR
Check this if the single interest premium fee (VSI) in #3 is to be rolled to the APR.
5

VSI Payment

5. VSI Payment
Check this if the single interest premium fee (VSI) in #3 is to be added to the amount financed.
6

GPS Fee

6. GPS Fee
Default GPS fee that a bank charges.
7

Customer Pays GPS

7. Customer Pays GPS
Check this if the GPS fee in #6 is to be paid be the customer.
8

GPS Payment

8. GPS Payment
Check this if the GPS fee in #6 is to be paid be the customer and added to the amount financed.
9

Other Fee Name

9. Other Fee Name
Name for a unspecified bank fee.
10

Other Fee Amount

10. Other Fee Amount
Amount for the unspecified bank fee.
11

Customer Pays Fee

11. Customer Pays Fee
Check this if the customer is to pay the unspecified bank fee.
12

Other Fee Payment

12. Other Fee Payment
Check this if the customer is to pay the unspecified bank fee and added to the amount financed.
13

Yearly Increment

13. Yearly Increment
For use in Canada.
14

Late Days

14. Late Days
Number of late days disclosed on the contract.
15

Late Fee

15. Late Fee
Late fee disclosed on the contract.
16

Minimum Late Fee

16. Minimum Late Fee
Minimum late fee disclosed on the contract.
17

Late Charges

17. Late Charges
Late charges disclosed on the contract.
18

Returned Check Charge

18. Returned Check Charge
Returned check charge disclosed on the contract.
19

Prepayment Charge

19. Prepayment Charge
Prepayment charge disclosed on the contract.
20

Dealer Bank Fee

20. Dealer Bank Fee
Default fee that a bank charges the dealer to do business.
21

Cancel Days

21. Cancel Days
Cancel days disclosed on the contract.
22

30 Day Mo

22. 30 Day Mo
Check this if the bank uses 30 day months and 360 day years when figuring interest.
23

Rule 78s

23. Rule 78s
Check this if the bank uses rule of 78s calculation method for interest.
24

Limited Right To Cancel

24. Limited Right To Cancel
Limited right to cancel disclosed on the contract.
25

With Recourse

25. With Recourse
With recourse disclosed on the contract.